What are Bay County surplus funds or excess funds?

Surplus funds, excess funds and overages all describe the same money. When a Bay, FL property sells at a tax deed or foreclosure auction for more than the amount owed, the excess is held by the Clerk of Court. Tax deed surplus is governed by Florida Statutes section 197.582 and foreclosure surplus by section 45.032.

Who can claim surplus funds in Bay County?

Generally the former owner of record as of the date the sale was recorded, then subordinate lienholders in order of priority. Claim windows run from the clerk's notice and are short. Bay County's indexed volume is 48 tax deed and 31 foreclosure sales, so both statutory tracks are in play here.

How many Bay County auction sales does DeedScope index?

79 Bay, FL auction records across 6 cities, concentrated in Panama City, Fountain and Lynn Haven. The heaviest month on the current calendar is November, with 47 scheduled sales.

Does DeedScope hold Bay County surplus funds lists?

No. DeedScope indexes public auction sale records, which is where surplus originates. The official surplus or registry list is published by the county Clerk of Court and should be verified there.

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Bay, FL surplus funds

Bay County surplus funds and tax deed overages

Bay County's surplus funds list is kept by the Clerk of Court, linked below; it has 48 tax deed and 31 foreclosure sales scheduled, and any sale that clears more than what was owed adds to it.

Search Bay sales

48tax deed sales indexed

31foreclosure sales indexed

50sales in the next 30 days

Where the Bay County surplus funds list is

The Bay County Clerk publishes surplus information at www.baycoclerk.com. Balances and claim status live there, not here.

Which rules apply to Bay County surplus

61% of Bay's sales are tax deeds, so most surplus here falls under § 197.582, with claims due 120 days from the clerk's notice.

Where Bay surplus comes from

$93,786 average assessed value, $5,951 average opening bid. 50 Bay sales are scheduled in the next 30 days.

Nearby: Walton surplus funds · Washington surplus funds · Jackson surplus funds

How Florida surplus claims work, statewide

Upcoming Bay County sales

Auction date	Type	City	Opening bid	Assessed value
10/19/2026 11:00 AM CT	Foreclosure	Southport	-	$40,342
10/20/2026 10:00 AM CT	Tax deed	Fountain	$1,968	$18,580
10/20/2026 10:00 AM CT	Tax deed	Fountain	$3,287	$7,562
10/20/2026 10:00 AM CT	Tax deed	Fountain	$2,300	$28,732
10/20/2026 10:00 AM CT	Tax deed	Fountain	$10,602	$12,770
10/20/2026 10:00 AM CT	Tax deed	Fountain	$1,739	$16,209
10/20/2026 10:00 AM CT	Tax deed	Youngstown	$5,238	$49,449
10/20/2026 10:00 AM CT	Tax deed	Panama City	$63,969	$117,046
10/20/2026 10:00 AM CT	Tax deed	Panama City	$1,939	$16,427
10/20/2026 10:00 AM CT	Tax deed	Panama City	$5,712	$101,146
10/20/2026 10:00 AM CT	Tax deed	Panama City	$3,816	$57,430
10/20/2026 10:00 AM CT	Tax deed	Panama City	$2,199	$24,750
10/20/2026 10:00 AM CT	Tax deed	Southport	$1,498	$10,078
10/20/2026 10:00 AM CT	Tax deed	Panama City	$18,723	$16,363
10/20/2026 10:00 AM CT	Tax deed	Panama City Beach	$2,311	$1,275
10/22/2026 11:00 AM CT	Foreclosure	Panama City	-	$277,321
10/22/2026 11:00 AM CT	Foreclosure	Panama City	-	$192,763
10/27/2026 10:00 AM CT	Tax deed	Southport	$4,317	$20,831
10/27/2026 11:00 AM CT	Foreclosure	Youngstown	-	$223,016
10/28/2026 11:00 AM CT	Foreclosure	Lynn Haven	-	$285,856
10/28/2026 11:00 AM CT	Foreclosure	Panama City	-	-
10/30/2026 11:00 AM CT	Foreclosure	Panama City	-	$294,498
10/30/2026 11:00 AM CT	Foreclosure	Panama City	-	$220,199
10/30/2026 11:00 AM CT	Foreclosure	Panama City Beach	-	$140,708
11/02/2026 11:00 AM CT	Foreclosure	Lynn Haven	-	$106,617
11/03/2026 10:00 AM CT	Tax deed	Fountain	$2,386	$8,105
11/03/2026 10:00 AM CT	Tax deed	Fountain	$2,350	$6,882
11/03/2026 10:00 AM CT	Tax deed	Fountain	$6,638	$108,615
11/03/2026 10:00 AM CT	Tax deed	Fountain	$2,745	$10,836
11/03/2026 10:00 AM CT	Tax deed	Fountain	$3,233	$15,479

Track all 79 Bay sales with parcel IDs and case numbers.

Bay County auction search · All Florida counties

Professional-use note

DeedScope organizes public auction calendar information for research and workflow speed. It is not legal advice, title advice, valuation advice, or a substitute for county records, court records, title search, property inspection, or attorney review.